We act for a number of lenders who provide loans secured on residential properties which are regulated by the Consumer Credit Act

Our Secondary Mortgage Lending Department has experience dealing with all aspects of Consumer Credit Loans from advising on the drafting of the agreements, updating the clients on the ever-changing Regulations, procedures for granting and registering charges as well as taking all necessary action if the account goes into arrears. We can also deal with the conveyance of the property if it is ultimately taken into possession.

We have a proven case management system that has been built up over the years and the staff are experienced with dealing with all aspects of debt recovery. They are experienced with dealing with the Land Registry and Court staff in order to expedite the client’s matters.

 We understand that, in order to maximise the chances of recovering the debt together with accrued interest, it is necessary to act quickly and efficiently.

We aim to work closely with clients to understand their business and tailor-make a bespoke Debt Recovery Service, which supports their needs.

We are able to offer fixed-fee services.

Our services include:
  • Pre-Action Collection (including robust letters before action)
  • Issuing County Court Proceedings
  • Service of Statutory Demands
  • Bankruptcy Proceedings
  • Winding-up Proceedings
  • Enforcement of Judgments

Our team works in sympathy with the realities and concerns of the lending industry. Our vast experience in acting for lenders allows us to offer them a range of services which covers every aspect of their business. Our lender clients, therefore, have the assurance that all issues will be assessed as a whole and from every possible angle; they can also be certain that solutions we suggest always reflect and respect their commercial objectives

We can also assist if for any reason you have suffered a shortfall and need to trace the borrower and then take action to recover the outstanding monies including commencing bankruptcy action, attachment of earnings or charging orders.

We are keen to meet with you to discuss ways in which we can assist.


If you would like to contact us for further information, please complete our Contact Form